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Industries · Financial Services

AI for South African SME Finance.

Photograph a receipt on WhatsApp. Your books are done. VAT calculated. SARS returns prepared.

67%

Of South African SMEs have no formal accounting system

R4.2bn

In SARS penalties issued to SA SMEs last year for late or incorrect filing

WhatsApp

The only interface your team needs — no app, no training, no accountant

90 days

Cash flow visibility FinIQ gives you — so you can plan, not react

Most South African small businesses run their finances on spreadsheets, WhatsApp messages, and memory. The result: SARS penalties, cash flow surprises, and no clear picture of what the business actually owes or is owed.

FinIQ is the pocket AI financial controller for South African SMEs. WhatsApp-first, no accounting knowledge required. Receipt capture, real-time categorisation, VAT tracking, SARS return preparation, and 90-day cash flow forecasting — in one platform, priced for small business.

Interface
WhatsApp-first · no app required
SARS
VAT201 · provisional tax · PAYE
Compliance
SARS · POPIA · ZA data residency
Deploy
Hours · same day
Product
FinIQ →

The AI financial controller built for South African SMEs. WhatsApp-first, SARS-compliant.

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