Phase 1 · Product 05
FinIQ.
AI bookkeeping for SA SMEs.
67% of South African SMEs have no formal accounting system. FinIQ delivers real-time bookkeeping, SARS compliance, and cash flow forecasting via WhatsApp — for any small business, no accounting knowledge required.
Three agents · one platform
Photograph a receipt. Your books are done.
01 · agent
bookkeeping-agent
Photographs a receipt on WhatsApp, extracts data, categorises it, applies VAT, and reconciles against your bank feed.
02 · agent
tax-agent
Real-time VAT tracking, VAT201 pre-population, provisional tax estimates, and PAYE calculation — always accurate, always on time.
03 · agent
cashflow-agent
Knows your cash position 90 days ahead. Generates invoices by voice, sends automated payment reminders, shows who owes you what.
Interface
WhatsApp-first · no app required
Deploy
Hours · same day
Compliance
SARS · POPIA · ZA residency
Channels
WhatsApp · Web · Voice